Twoflower is an insurance adjuster, but he also apparently sells insurance - which is not a smart thing to do in Ankh-Morpork unless you explain to Morporkians the concept of insurance fraud and arson, which Twoflower apparently neglects to do.
Hence the conflagration that is shortly to happen in the city.
This is a send-up of all those people who sell insurance - used to be door-to-door, who would never let up until their victims bought some of it.
Zlorf the President of the Assassin's Guild "comes for the tourist." This is out of character for the assassins who, in future books, "inhume" people. They don't walk around with their names known (and Pratchett gives them the types of names that he will never use again, like Grinjo and Urmond), kidnapping tourists in broad daylight in order to enrich themselves.
Pratchettism:
A flicker of doubt passed over Zlorf's face, like the last shaft of sunlight over a badly plowed field.
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